How We Can Help

We have built our agency on the decades-long relationships we’ve fostered with the families of Effingham County. Our greatest pleasure comes from helping our friends and neighbors protect themselves and, as a result, we have built a strong reputation in our community. We are proud that our clients have trusted us since the beginning, and that they continue to refer us to others.

Through our professional guidance and resources, we can objectively answer questions you may have, such as:

• What factors can affect the cost of my auto, homeowners, or health insurance?
• What types of business coverage options are available?
• If I have an older car with a low market value, should I adjust my deductible?
• Does homeowners insurance cover floods or earthquakes?
• What are simple things I can do to lower the cost of my homeowners insurance?
• If I have a roommate, do we both need renters insurance?
• What is covered under an umbrella policy?
• Do I have enough life insurance for my family?
• Should I consider long-term care insurance?

Our goal is to help clients develop a roadmap to protection and feel confident with their insurance strategies. By offering education and guidance from an experienced team, we seek to help clients pursue a comfortable, protected future.